Reckato in Nigeria

49 tools work in Nigeria: 6 built for the tax, pay and benefit rules of Nigeria, plus the 43 calculator, converter, date, health and money-basics tools that work everywhere. 6 of the Nigeria tools need Reckato Pro.

49tools

6built for Nigeria

8life situations

Money 33 · Converters 2 · Health 2 · Dates & time 4 · Everyday 6

Built for Nigeria

The Nigeria pack so far

The Nigeria pack is growing. These 6 tools are built from official figures published in Nigeria; the 43 universal tools below work here too, and more Nigeria tools ship with each update.

Income tax on your payPRO

New Tax Act bands + rent relief

Money

VAT calculator (7.5%)PRO

Add or take out VAT

Money

Pension contributionsPRO

8% you + 10% employer

Money

NHF contribution & home loanPRO

Your 2.5% National Housing Fund deduction and the 6%, 30-year FMBN mortgage it unlocks

Money

Take-home pay (payslip)PRO

Pension, NHF, NHIS and the new PAYE bands off your monthly pay

Money

Capital gains taxPRO

Gains now taxed as income under the Tax Act — with the share, home and chattel exemptions

Money

Works everywhere

The 43 universal tools, also in Nigeria

Money 27 tools

50/30/20 budgetBreak-even pointPROCoast FI: can you stop saving?PROCost of commutingPROCost per usePRODebt payoffDiscountDoubling timePROEmergency fundFreelance hourly ratePROGet your full employer matchPROGovernment jobsLife insurance — how much you needLoan paymentMarkup & marginPROMoney you send homeNet worthPaper paychecks: what they cost youPROPayday loan — the real costSavings & interestThe true cost of a habitPROTip & splitWhat a quick loan really costsWhat kind of investor are you?What your subscriptions costYour freedom numberPROYour real hourly wage

Calculator 2 tools

CalculatorScientific

Converters 2 tools

CurrencyUnit converter

Dates & time 4 tools

Add to a dateAgeDays between datesWhat's coming up

Health 2 tools

BMI & body fatCalories & BMR

Everyday 6 tools

FormulasFuel & trip costPercentageRatio & proportionStacked discountsUnit price — which is cheaper

By situation

Life situations covered in Nigeria

New job or a raise6 tools

Your pay, an offer, and the tax on it.

Government jobsYour real hourly wageIncome tax on your payPROVAT calculator (7.5%)PROTake-home pay (payslip)PROCapital gains taxPRO

I work for myself2 tools

Working for yourself, and its tax.

Paper paychecks: what they cost youPROFreelance hourly ratePRO

Getting married1 tool

Two lives, one set of money.

Savings & interest

I'm moving2 tools

New home. New costs. New questions.

Unit converterCurrency

A home1 tool

The biggest number you'll run.

NHF contribution & home loanPRO

Planning retirement11 tools

Make future-you's money last.

Savings & interestNet worthWhat your subscriptions costEmergency fundGet your full employer matchPROLife insurance — how much you needWhat kind of investor are you?Your freedom numberPROCoast FI: can you stop saving?PRODoubling timePROPension contributionsPRO

Health & its costs2 tools

The money side of getting better.

BMI & body fatCalories & BMR

Everyday & quick tools27 tools

Quick sums, conversions and dates.

CalculatorScientificUnit converterCurrencyPercentageTip & splitDiscountDays between datesFormulasWhat's coming upDebt payoffPayday loan — the real cost50/30/20 budgetWhat a quick loan really costsMoney you send homeLoan paymentThe true cost of a habitPROMarkup & marginPROBreak-even pointPROCost per usePROCost of commutingPROAgeAdd to a dateFuel & trip costRatio & proportionStacked discountsUnit price — which is cheaper

Sources

Figures for Nigeria come from National Assembly (Nigeria Tax Act 2025 gazette) — each named, dated and linked inside the app under Settings → Sources. Reckato is independent and not affiliated with any government; every figure is an estimate for information only.

Get Reckato in Nigeria

Free to download. Choose Nigeria once and the money tools follow. No account, nothing uploaded.

Download on theApp Store GET IT ONGoogle Play

Rolling out now — launching on the App Store and Google Play.

Other countries

🇺🇸 United States 🇨🇦 Canada 🇬🇧 United Kingdom 🇮🇳 India 🇦🇺 Australia 🇳🇿 New Zealand 🇮🇪 Ireland 🇵🇭 Philippines 🇸🇬 Singapore 🇿🇦 South Africa 🇰🇪 Kenya 🇬🇭 Ghana 🇮🇩 Indonesia 🇵🇰 Pakistan 🇲🇾 Malaysia 🇭🇰 Hong Kong 🇩🇪 Germany 🇪🇸 Spain 🇲🇽 Mexico 🇫🇷 France 🇧🇷 Brazil 🇮🇹 Italy 🇳🇱 Netherlands 🇵🇱 Poland 🇵🇹 Portugal 🇧🇩 Bangladesh 🇹🇷 Türkiye 🇦🇹 Austria 🇨🇿 Czechia 🇭🇺 Hungary 🇷🇴 Romania 🇨🇱 Chile 🇵🇪 Peru 🇨🇴 Colombia 🇻🇳 Vietnam 🇩🇰 Denmark 🇳🇴 Norway 🇪🇪 Estonia 🇺🇦 Ukraine 🇸🇰 Slovakia 🇭🇷 Croatia 🇱🇹 Lithuania 🇸🇪 Sweden 🇸🇮 Slovenia 🇫🇮 Finland 🇱🇻 Latvia 🇮🇱 Israel 🇨🇾 Cyprus 🇷🇸 Serbia 🇲🇦 Morocco 🇱🇰 Sri Lanka 🇬🇪 Georgia 🇰🇿 Kazakhstan 🇸🇦 Saudi Arabia 🇩🇴 Dominican Republic 🇪🇨 Ecuador 🇨🇷 Costa Rica 🇯🇲 Jamaica 🇵🇦 Panama 🇺🇾 Uruguay 🇸🇻 El Salvador 🇧🇴 Bolivia 🇬🇹 Guatemala 🇹🇹 Trinidad and Tobago 🇺🇬 Uganda 🇷🇼 Rwanda 🇹🇿 Tanzania 🇮🇸 Iceland 🇲🇹 Malta 🇲🇺 Mauritius 🇧🇼 Botswana 🇳🇦 Namibia 🇳🇵 Nepal 🇲🇰 North Macedonia 🇦🇱 Albania 🇦🇲 Armenia 🇿🇲 Zambia 🇲🇩 Moldova 🇦🇿 Azerbaijan 🇲🇪 Montenegro 🇬🇾 Guyana 🇧🇧 Barbados 🇳🇮 Nicaragua 🇲🇻 Maldives 🇫🇯 Fiji 🇧🇸 Bahamas 🇱🇸 Lesotho 🇸🇧 Solomon Islands 🇧🇹 Bhutan 🇸🇿 Eswatini 🇲🇼 Malawi 🇨🇲 Cameroon 🇹🇱 Timor-Leste 🇻🇺 Vanuatu 🇽🇰 Kosovo 🇦🇩 Andorra 🇿🇼 Zimbabwe 🇱🇷 Liberia 🇵🇬 Papua New Guinea 🇬🇲 The Gambia 🇦🇪 United Arab Emirates 🇧🇲 Bermuda