Reckato in the United States
227 tools work in the United States: 184 built for the tax, pay and benefit rules of the United States, plus the 43 calculator, converter, date, health and money-basics tools that work everywhere. 154 of the United States tools need Reckato Pro.
Money 210 · Converters 2 · Health 2 · Dates & time 4 · Everyday 7
Built for the United States
What’s specific to the United States
Cost of livingPRO
Prices where you live
Taxes where you livePRO
Every tax, by ZIP
Local taxPRO
City & county tax
Rules where you are
State rules
Benefits finderPRO
Money you may be owed
Compare offersPRO
Which pays more
Raise or cliff?PRO
Will a raise cost you benefits?
I just lost my jobPRO
What to do this week
We’re having a baby
Money, cover, and credits
I’m moving to another statePRO
Tax, pay and paperwork
I’m going freelancePRO
Taxes, quarters and cover
A serious illness or injuryPRO
Bills, cover and income
I’m separating or divorcing
Rebuilding on one income
I’ve lost my spousePRO
The money steps, gently
Payslip checkPRO
Right tax withheld
Refund forecastPRO
Refund or bill, and the W-4 fix
On track to retire?PRO
Your nest egg, and the gap
Salary & take-homePRO
After every tax
The pay gap in your fieldPRO
Men’s and women’s medians
Wage garnishment limitPRO
Most a creditor can take
Medical bill help
Bills, denials, rights
What a raise really keeps
The part you keep
Mortgage (full cost)PRO
With tax & PMI
Is my rent fair?
vs. your ZIP
Rent or buy?PRO
The honest breakeven
Can I afford to live here?PRO
Home you can afford, plus what a month really costs
Financial runway
Months until savings run out
Overtime calculatorPRO
Extra pay, after tax
College savings (529)PRO
How much to save, starting now
Dependent tax creditsPRO
Child tax credit & child-care credit
How your area is changingPRO
Population, age and who’s moving in, 2000 → today
Unemployment where you livePRO
Your county’s rate vs the state and the US
How your income comparesPRO
Where you sit among households where you live
Home prices since you boughtPRO
What your home is likely worth now, and your equity
Will my money last?
How long your savings last — and the odds
Childcare costPRO
What care costs where you live — and whether working pays
Homes being built where you livePRO
New homes permitted, and whether supply keeps up
Who's moving to your countyPRO
Net migration, where they come from, and the income they bring
Which states are people moving toPRO
The states gaining and losing the most households — and where yours ranks
Who lives herePRO
The race, ethnicity and sex mix of your county or state
Schools where you livePRO
Public & private schools, spending, class size
Where to keep your moneyPRO
What cash earns: savings, CDs, Treasuries
What should groceries cost?PRO
USDA’s own monthly food budget for your household — four spending levels
FSA: use it or lose itPRO
How much to put in your health FSA, what it saves you, and what you’d forfeit.
I Bond: what it earnsPRO
What a Series I savings bond earns at today’s rate, and what cashing early costs.
When can I drop PMI?PRO
The month your mortgage insurance can end — and how extra payments move it up.
Minimum-wage paycheckPRO
What minimum wage adds up to where you live — hourly, weekly, monthly, a year.
Your paycheck, line by linePRO
What payroll will withhold from this paycheck, from your W-4 down
Gross-up: pay needed to take home $XPRO
Work a paycheck backwards — the gross that leaves exactly what you want after tax
401(k) with employer matchPRO
What your workplace plan grows to — your money, their match, and the 2026 limits
Roth or traditional?PRO
Pre-tax now or tax-free later — the same paycheck, both ways
Pre-tax benefits: what a Section 125 plan savesPRO
Payroll tax saved when premiums come out before tax — for the employer and each employee
R&D tax credit estimatePRO
The federal research credit, both methods, and the payroll-tax offset for start-ups
Paid by check? What cashing it costsPRO
Fees for cashing paychecks and buying money orders, over a year — and what direct deposit would keep.
Small-business 401(k) tax creditPRO
What SECURE 2.0 pays you back for starting a plan
ACA employer penalty estimatePRO
Whether the employer mandate applies, and what it would cost
ACA Marketplace subsidy estimate
Your premium tax credit for a HealthCare.gov plan, from your income
ACA subsidy payback check
Income came in higher than you told HealthCare.gov? What you repay at tax time
Federal pension (FERS) estimatePRO
Your FERS basic annuity from high-3 pay and years of service — OPM’s formula
Saver’s Match (from 2027)
The federal 50% match on retirement saving, paid into your account
Trump Account planner
What a child’s new account could hold at 18, and the yearly limit
Income where you livePRO
Income per person, and how it's grown
Pay and employers where you livePRO
Average pay, jobs and the biggest sectors in your county
Home prices where you arePRO
By state, and your gain
Car (true cost)PRO
Payment to pump
Is this college worth it?
Pay vs. debt
What should I earn?PRO
Pay by job
What’s my pay worth elsewhere?PRO
Pay, place to place
Freelance & 1099 taxPRO
Keep, owe, and pay quarterly
Unemployment benefit
If you lost your job
Social SecurityPRO
What retirement would pay
Student loan paymentPRO
Standard, RAP or IBR
VA disability payPRO
Monthly rate by rating
Do I qualify for housing help?PRO
Section 8 income limits
Sales tax & VAT
Price with tax
My first paycheckPRO
A first job, explained
When to sign up for MedicarePRO
Your 65 window, and the penalty for missing it
Required minimum withdrawalPRO
What the IRS makes you take out at 73+
Social Security raise (COLA)PRO
What the yearly cost-of-living rise adds
No tax on tipsPRO
How much of your tip income is now deductible
No tax on overtimePRO
The deductible half of your overtime pay
Senior bonus deductionPRO
The new $6,000 deduction for age 65+
Car loan interest deductionPRO
Deduct interest on a new US-made car loan
Equipment write-offPRO
Deduct business equipment in year one (Section 179 + bonus)
Self-employed retirementPRO
Most you can save: SEP-IRA vs Solo 401(k)
Nanny taxPRO
Tax you owe for a nanny, housekeeper or in-home carer
California SDI & paid leavePRO
What SDI takes, and what it pays
New York Paid Family LeavePRO
What it costs, and what it pays
Georgia car title tax (TAVT)PRO
The one-time 7% tax on a vehicle
Illinois unemployment benefitPRO
What your weekly check would be
Washington paid leavePRO
WA PFML premium, and what it pays
Massachusetts paid leavePRO
MA PFML contribution, and what it pays
Colorado FAMLI leavePRO
FAMLI premium, and what it pays
New Jersey TDI & family leavePRO
What TDI/FLI cost, and what they pay
Oregon paid leavePRO
Paid Leave Oregon contribution, and what it pays
Connecticut paid leavePRO
The 0.5% deduction, and what CT Paid Leave pays
Minnesota paid leavePRO
The new 0.88% premium, and what it pays
Delaware paid leavePRO
The 0.8% contribution, your share, and what it pays
Rhode Island TDI & caregiver leavePRO
The 1.1% deduction, and what TDI/TCI pay
Hawaii TDIPRO
Temporary disability pay, and the most that can come off your check
DC paid family leavePRO
What DC Paid Family Leave pays — funded by your employer
Maine paid leavePRO
The 0.5% premium, and what Maine PFML pays from May 2026
NJ ANCHOR property-tax reliefPRO
The New Jersey rebate you may be owed
PA Property Tax/Rent RebatePRO
The Pennsylvania rebate for seniors and people with disabilities
Michigan homestead creditPRO
The property-tax refund you may be owed
Illinois property tax creditPRO
The 5% credit on the tax on your home
California CalEITC & cash-back creditsPRO
Refundable cash California workers miss
Minnesota homestead credit refundPRO
The property-tax refund Minnesota owes you
Massachusetts senior circuit breakerPRO
A refundable credit for homeowners and renters 65+
Wisconsin homestead creditPRO
Refundable property-tax or rent relief for lower incomes
Maryland property tax creditPRO
Income-based relief for Maryland homeowners and renters
DC property tax credit (Schedule H)PRO
Generous, often-missed relief for DC homeowners and renters
Ohio homestead exemptionPRO
The property-tax break for seniors, disabled Ohioans and disabled veterans
Texas homestead exemptionPRO
The $140,000 school exemption, the 65+ freeze and the veteran tiers
North Carolina property tax reliefPRO
The elderly/disabled exclusion, veteran exclusion and circuit breaker
Florida homestead exemptionPRO
The $25k + $25k exemption and the Save Our Homes cap
Georgia homestead exemptionPRO
The statewide standard, senior and disabled-veteran exemptions
Arizona property tax exemptionPRO
The widow/disabled/veteran exemption and the senior freeze
New York real property tax creditPRO
The IT-214 refundable credit for lower-income households
Louisiana homestead exemptionPRO
The $7,500 assessed-value ($75,000 home) exemption on parish taxes
Mississippi homestead exemptionPRO
The up-to-$300 credit, and the $7,500 exemption at 65+
Colorado senior & veteran exemptionPRO
50% of the first $200,000 of your home’s value, exempt
South Carolina homestead exemptionPRO
The first $50,000 of value, exempt for 65+/disabled/blind
Tennessee property tax reliefPRO
Reimbursement for elderly, disabled and veteran homeowners
Indiana homestead deductionsPRO
The 2026 standard + supplemental deductions and the 1% tax cap
Iowa homestead exemptionPRO
The 10%-of-value exemption, the $6,500 at 65+, and the veteran exemption
Kentucky homestead exemptionPRO
The $49,100 exemption for owners 65+ or totally disabled
Idaho homeowner’s exemptionPRO
50% of value to $125,000, plus the circuit breaker and veteran benefit
Alabama homestead exemptionPRO
The regular, over-65, and total-exemption tiers
Missouri property tax creditPRO
The up-to-$1,100 circuit breaker for seniors and the disabled
Oklahoma homestead exemptionPRO
The $1,000 (+$1,000) exemption and the veteran full exemption
Kansas property tax refundPRO
Homestead, SAFESR (75%) and the senior freeze — which fits you
Nebraska homestead exemptionPRO
A share of your home’s value, exempt on an income scale
Washington senior property tax exemptionPRO
The three-level exemption for seniors, disabled and veterans
New York unemployment benefitPRO
What your weekly check would be
California unemployment benefitPRO
What your weekly check would be
Texas unemployment benefitPRO
What your weekly check would be
Pay off your mortgage early
Time and interest an extra payment saves
The minimum-payment trap
Years and interest paying only the minimum
Debt-to-income ratio
Will a lender approve you?
Capital gains tax on a salePRO
What you’ll owe selling stock or crypto
Marriage: tax penalty or bonus?PRO
Does filing jointly cost or save you?
HSA: what maxing it savesPRO
The tax a health savings account cuts
Mileage deductionPRO
What your business miles are worth
Home-office deductionPRO
What working from home lets you deduct
Saver’s CreditPRO
A credit for retirement saving you may miss
Is your estate taxable?PRO
Whether your heirs would owe estate tax
Education tax creditsPRO
The AOTC or Lifetime Learning credit you may be owed
Where you fall vs the poverty line
Your income as a % of the federal poverty level
SSI payment estimate
Supplemental Security Income you might get
SNAP (food stamps) estimate
Roughly how much a month you could get
Best age to claim Social SecurityPRO
62 vs full age vs 70 — and the break-even
Working while on Social SecurityPRO
How much benefit is withheld if you claim early
Am I owed overtime? (FLSA)
Whether your salary makes you exempt
COBRA: what keeping your plan costsPRO
The real monthly cost after you leave a job
Should I refinance?
Monthly saving, and when it pays back
Roth conversion: the tax costPRO
What converting to a Roth costs this year
Student-loan consolidation rate
Your weighted rate, and what you’d lose
The high-earner surtaxesPRO
Do the 3.8% and 0.9% surtaxes hit you?
Earned Income Tax Credit
The refund one in five workers miss
Do you have to file a return?
Whether a federal return is required
How long to plan for
Your life expectancy, for planning
QBI (20%) pass-through deductionPRO
The §199A break on business income
Are you hit by the AMT?PRO
The parallel tax on high earners
Medicare IRMAA surchargePRO
Extra Part B & D premiums for high earners
VA loan funding feePRO
The upfront fee on a VA home loan
Inherited IRA: 10-year RMDPRO
What you must withdraw each year
Social Security survivor benefitPRO
What a widow or widower receives
Social Security spousal benefitPRO
Up to half of your spouse’s benefit
Job-protected leave (FMLA)PRO
Can you take protected time off, and how much
Tax on your Social SecurityPRO
How much of your benefits is taxable
Tax when you sell your homePRO
How much of the profit is tax-free
Are mortgage points worth it?PRO
When paying for a lower rate pays off
Cost of an early 401(k)/IRA withdrawalPRO
What you really keep after tax and penalty
Should you itemize?PRO
The higher SALT cap may change the answer
How much can you still save?PRO
Room left in your 401(k), IRA or HSA
Tax on your bonusPRO
Why it’s withheld so much — and what comes back
Estimated tax (avoid the penalty)PRO
How much to pay so you’re in the safe harbor
How much can you gift tax-free?PRO
The annual exclusion, and what “over” really means
Student loan payment under RAP
The new income-based plan from July 2026, next to the standard plan
Charitable giving deduction
The new $1,000 deduction for non-itemizers, and the 0.5% floor if you itemize
Dependent care FSA or the credit?PRO
The new $7,500 FSA against the 20–50% care credit — on your numbers
Tax on gambling & betting winsPRO
Winnings in full, only 90% of losses from 2026 — what you really owe
Inflation
A dollar, then and now
By situation
Life situations covered in the United States
I'm studying4 tools
Loans, and whether a degree pays.
New job or a raise63 tools
Your pay, an offer, and the tax on it.
I work for myself12 tools
Working for yourself, and its tax.
I lost my job13 tools
What you're owed, and a plan.
Getting married8 tools
Two lives, one set of money.
I'm moving12 tools
New home. New costs. New questions.
A home48 tools
The biggest number you'll run.
Starting a family10 tools
The real costs of a growing family.
Planning retirement32 tools
Make future-you's money last.
Health & its costs7 tools
The money side of getting better.
Everyday & quick tools38 tools
Quick sums, conversions and dates.
Sources
Figures for the United States come from IRS, Social Security Administration, Department of Labor, HHS, USDA, Census Bureau, Bureau of Labor Statistics, CFPB, Treasury, HUD, FHFA, BEA — each named, dated and linked inside the app under Settings → Sources. Reckato is independent and not affiliated with any government; every figure is an estimate for information only.
Get Reckato in the United States
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